The 4% rule is designed to make your savings last for 30 years. It has you withdrawing 4% of your savings plan balance your ...

The 4% rule has long had both fans and critics. In fact, its originator agrees with critics who say 4% doesn't work for ...

Hiranmayi Srinivasan is a former Associate Editor for Investopedia. She covered personal finance topics such as budgeting, saving, investing, and economic news at Investopedia between 2021 and 2025, ...